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what was the profit

Two seasons of records
is a different conversation with a lender.

Your farm ledger: every input bought and every sale made, filed against the crop and the field — totalled into the figure a buyer or a lender will look at.

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Divisi ledger entries: fertiliser out, a tomato sale in and casual labour paid, each with the amount, the currency and the date it happened
Divisi ledger entries: fertiliser out, a tomato sale in and casual labour paid, each with the amount, the currency and the date it happened
A Divisi crop card for hot pepper: planted 27 June, 40 days in, 15 tonnes per hectare projected now

How it works: every entry is filed against a crop and a field, in the money you used, at the rate on the day — so seasons stay comparable.

Divisi ledger summary: all-time net, revenue and expenses in USD
per crop, not per farm

Which crop made you money

A farm-wide total hides the thing you need to know. Divisi files each expense and sale against the crop it belongs to and keeps overheads — fuel, rent, a repair — separate. So you see what the maize earned, what the groundnuts earned, and which one deserves a different plan.

Divisi ledger summary: all-time net, revenue and expenses in USD
in the money you actually used

Currency that moves, records that don't

Where the local currency moves month to month, a season's figures stop matching each other by the time you read them back. Divisi records each entry in the currency you paid or were paid in, and fixes its value on the day it happened — so no later swing rewrites what the season looked like.

Get this worked out for your own field — set up your farm in 3 minutes.

Divisi ledger entries: fertiliser out, a tomato sale in and casual labour paid, each with the amount, the currency and the date it happened
the year you need credit

What a lender or a buyer asks to see

A loan officer is not asking whether you are a good farmer. They are asking what this crop cost to grow and what it brought back, in writing, across more than one season. That is what the ledger already holds: dated entries, filed per crop, corrected in the open rather than overwritten.

Three taps at the agro-dealer

1

Record the purchase

Amount, what it was, which crop. Offline, at the counter, before the receipt goes into a pocket and out of history.

2

Record the sale

What went out, what came back, to whom. The same three taps, at the market or the gate.

3

Read the season

Costs, revenue and what is left — for the farm, or for one crop on one field.

it doesn't work alone

One season, seen from every side

Divisi is one thing, not a course. Here is what this connects to — and why that matters more than any single feature.

Farm diary

The other half: what was actually done to earn it.

Crop guides

Costs attach to the crop and field the task belonged to.

Farm team

Whoever buys the fertiliser can record it at the counter.

Farming from abroad

Money sent from another country stops ending at the transfer receipt.

Get Divisi — set up your farm in 3 minutes

Pin your farm once, then add your workers or your family — everyone works from the same crop plan, the same guides and the same farm diary.

Dated and photographed Works offline Runs on the phone already at the farm Light on data

What you can count on

What you hold at harvest is a book nothing can be quietly changed in later — a mistake is corrected against the original and both stay visible. That is what a lender or a buyer asks to look at. It costs one extra tap.

Questions worth asking

A farm ledger is a running record of money in and money out on a farm. Every input bought — seed, fertiliser, chemicals, hired labour, transport — goes in on the day it is paid for, against the crop and field it was for. Every sale goes in the same way, with the buyer and the amount. Overheads that belong to no single crop, such as fuel or a repair, are kept apart so they do not distort one crop's result. Kept that way, a ledger answers the only money question a season really has: what did this crop cost, and what did it bring back.

It gives you the evidence: a dated, per-crop record of what was spent, what was sold and what was left, that was written as the season happened rather than reconstructed afterwards. Every lender sets its own terms, so the decision stays theirs; what we can tell you is that a farm walking in with two seasons of records is having a completely different conversation from a farm walking in with none.

Whichever one you paid in. You can record in local currency, in US dollars, or move between them across a season without breaking the totals — each entry keeps its own currency and its value on the day, which is what makes a run of seasons comparable in a place where the rate does not sit still.

Yes — by correcting it, not by overwriting it. You record a correction against the original entry and the totals update; both rows stay in the journal so the history is honest. If a transaction never happened at all, you reverse it, which removes it from every total while leaving the trail visible.

No, and there is no tier where it starts to. Every feature of Divisi is free for every farmer — Divisi is funded by the organisations that run outgrower and contract-farming programmes on it, not by charging farmers and not by selling their records.
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For organisations

Buying from farmers, or running a farmer programme?

See every field you buy from or support on one map, measured by the farmers who walked it, and which ones are falling behind while there is still time to help. Free for the public sector and research.

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