Divisi
Agricultural Finance Corporation Credit
Credit / finance · Kenya · also called AFC
A government-owned lender that gives farm loans directly and, for smallholders who have no collateral, channels smaller loans through partner SACCOs and microfinance institutions.
What to know
| Administered by | Agricultural Finance Corporation (AFC) |
|---|---|
| Who qualifies | Farmers, cooperative societies, registered farmer groups, private companies and others engaged in agriculture; direct crop loans require loan security (Seasonal Crop Credit needs a minimum of 5 acres of maize or wheat), while smallholders without collateral are served through a partner SACCO or microfinance institution. |
| What you get | Loans for crop production, livestock, irrigation and agribusiness — e.g. Seasonal Crop Credit at 10% interest on a reducing balance — and, for smallholders without security, loans as low as Ksh 1,000 disbursed through a partner SACCO or microfinance institution. |
| How to register | Apply at any AFC branch, through the Vuna mobile app, or via the eCitizen platform; smallholders without collateral instead borrow through a SACCO or microfinance institution already partnered with AFC. |
| Contact | Development House, Moi Avenue, Nairobi. Tel: +254-020-3317199 / +254-020-3272000. Email: info@agrifinance.org. |
Plan your season on your own field
Divisi covers input programmes, extension agencies and shows alongside what to plant, when to plant it, and what to do each week on your own field. Free for farmers, works offline.
