Rural Financial Intermediation Programme III

Credit / finance · Ethiopia · also called RUFIP III

An IFAD-financed national programme (2019–2029) that expands rural households' access to savings, credit, micro-insurance and money transfers by strengthening the network of Rural Savings and Credit Cooperatives (RUSACCOs) and microfinance institutions that actually reach farmers.

What to know

Who qualifiesRural households, with a particular focus on the most vulnerable smallholder farmers, women and young people, in the areas served by participating RUSACCOs and microfinance institutions; the target group is set at 50 per cent women and 10 per cent youth.
What you getAccess to savings, credit, micro-insurance and money transfer products through RUSACCOs and microfinance institutions, plus financial literacy training and, in some areas, climate-risk insurance products for smallholder farmers.
How to registerA farmer does not apply to RUFIP III directly; they join or borrow through their nearest Rural Savings and Credit Cooperative or a participating microfinance institution — the programme works through a nationwide network of more than 11,000 RUSACCOs, their Unions, and 38 microfinance institutions.

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